Penvale Privacy Policy

Effective date: 2026-11-14

Penvale ("the app") is a checkbook register provided by DDJ B1 ("we", "us"). You write down your checks, card payments, deposits and transfers by hand, and the app keeps a running balance for each account, shows upcoming recurring transactions, helps you balance your register against your bank statement and shows simple spending reports. It has no account system, no login, no bank connection and no server operated by us.

Information stored on your device

The accounts you create (name, color, starting balance, last reconciliation date and statement balance), the transactions you enter (date, amount, payee or description, category, check number, memo, cleared status, transfer link), your recurring transactions and your app settings (selected account, large text, hide cleared transactions, theme, notification preferences) are stored locally on your device. The app itself does not send this information to us, and we have no server to receive it. The app does not connect to your bank or card and does not read your bank transactions.

To protect against data loss, the app keeps a few automatic copies of your register (up to about a week of daily copies) in its own private storage on your device. These copies stay on your device and are deleted when you uninstall the app.

Uninstalling the app deletes the information stored in the app. Android's standard app backup may include app data in your own Google account backup if you have device backup enabled; that backup is controlled by you and Google, not by us.

Backup and export files you create

If you tap Save backup or Export CSV in Settings, the app writes your register to a file at a location you choose with Android's file picker (for example your device storage or a cloud drive app). If you tap Restore, the app reads the file you pick. The app only accesses the file you select and does not upload it anywhere by itself.

Permissions

Penvale does not request location, camera, microphone, contacts, SMS, phone or file-storage access.

Advertising and information collected automatically

The app displays advertisements provided by Google AdMob inside the app only (never in notifications or in the widget). To serve and measure ads and to prevent fraud, the AdMob SDK may collect and share with Google information such as your device's advertising identifier and other device identifiers, approximate location derived from your IP address, app interactions (for example ad views and taps), crash logs and diagnostics. This data is shared with Google as a third party for advertising, analytics and fraud prevention purposes. For more information see https://policies.google.com/technologies/partner-sites.

For users in the European Economic Area (EEA), the United Kingdom and other regions where required, the app presents a consent form via Google's User Messaging Platform (UMP) before personalized advertising data is used; if you decline, non-personalized ads are shown. You can change your choice from the app's Settings screen ("Ad privacy settings") and reset or limit ad personalization in your device settings.

Not financial advice

Penvale is a personal record-keeping tool. Balances, totals and reports are calculated from what you enter and may differ from your bank's records. The app does not make payments, move money or contact your bank.

Children

The app is not directed to children under 13, and we do not knowingly collect personal information from children.

Your rights

Your register and settings exist only on your device (and in any backup or export file you choose to save); uninstalling the app removes the in-app data. Depending on your region (e.g. GDPR, CCPA), you may have rights regarding data processed by the advertising SDK; you can exercise ad-related choices through the consent form and your device's ad settings.

Changes to this policy

We may update this policy from time to time. Changes will be posted on this page with an updated effective date.

Contact

Questions about this policy: bloodturtle@naver.com